The advice of the overseas travel accident insurance

Shimatsu from happening in the unexpected and sudden illness, such as theft, so slow that you advise before leaving to join the overseas travel accident insurance. For theft, especially because insurance accompaniment, but somehow I think I can cover something stolen.

Reimbursement of the insurance money, but after returning home, for theft is theft even in the absence of the Chinese police, witness the fact that people around (text) is fully certified in damage.

Proof and they 貰Ou, Without the power of the Chinese guys are not supporting the creation of Public Safety records. Ie accidents (damage) will likely show no proof.

Damage suffered by the creation of foreign certificates, recipients will be 出向Kanakere from one location to another can not go (in case of Shanghai’s Public Security Department of Foreign Affairs Hankou Road, Beijing, when the Sun Road altar?), Short-term stay will be difficult to spend time with.

Because the amount of damage depends on insurance repair estimate after returning home, not so much to worry about.

However, insurance companies set up by the so-called “pack” no need to go. Together and also the only items that might be unnecessarily high insurance premiums, while only the necessary items, to be very low if you set the insurance. If people who travel several times a year and the idea to long-term overseas travel accident insurance, and not have to worry about every good time, become relatively cheaper premiums.

Following is a pattern that I have a contract:

Million yen advanced injury injury death: 2260 yen 2,000,000 yen cost of injury treatment: therapeutic costs 1550 yen 2,000,000 yen: 300,000 yen carry goods 7190: 3710 cost 250 million yen of aid: 870 yen liability Insurance 110 million yen: 130 yen

Insurance period is 5 months (or five months later why), so the insurance set a lower setting, so I think probably not, I assume some readers be surprised. The 500 million and 600 million but also joined in the translation is not actually paid marbles. Idea of this level was sufficient in China. The highest insurance premiums in the disease treatment is cost. Accounts for which the total amount of money.

But only started recently, long-term contract for more than six months, premium therapeutic (rather than premiums, based on receipt) Yes a certain amount below the contract has become impossible. The bigger this part, up insurance premiums significantly. So can I set a period less than six months, 200 can also be set much lower premiums million yen.